Hi, and welcome to my blog! I’m so glad you’re here. My name is Kuldeep Kulshrestha, AMFI Registered Mutual Fund Distributor, and I created this space to share what I’ve learned (and am still learning!) about personal finance, saving, investing, and building a better financial future—one step at a time. I am active in financial things since 2003. While going through all financial activities, I felt there is lack of financial knowledge in public.
I started this finance blog because I realized how many people—just like me—were never really taught how money works. From budgeting and saving to investing and understanding compound interest, I’ve learned most of it through personal experience, trial and error, and a lot of research. I wanted to create a space where I could share what I’ve learned in simple, honest language that anyone can understand. My goal is to help others feel more confident with their finances, avoid common mistakes, and take small steps toward financial freedom.
believe money doesn’t have to be confusing, and everyone deserves to feel confident about managing it. Whether you’re just starting out or looking to improve your financial habits, I hope you’ll find helpful tips, simple explanations, and maybe even a little inspiration along the way.